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My long-term girlfriend and I have found a totally new way to use Tinder

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Tinder

Aside from all the objectification and creepy men, Tinder is amazing. It's makes "dating" quick and simple in a frenzied world.

Sadly, it burst onto the scene long after I'd found my "match," Laura.

We're both still on it, though. 

Don't worry. It's not what you're thinking! We just signed up to see what all the fuss was about and to see who could get more right swipes (spoiler: she did, unsurprisingly).

Call it friendly competition — we occasionally compare our Tinder lists to see who's on their game. We're a really normal couple.

But there's something more here. The point is, Tinder isn't just a hook-up tool. Its use isn't purely mindless debauchery and honing cheesy pick-up lines. I'm not talking about cheating. I'm just saying you don't have to lose out on the Tinder fun just because you're in a relationship.

Here are some alternative ways to use everyone's favourite dating app: 

1. Role play.

After years of going out, funnily enough, my other half and I actually found one another on Tinder while doing our competition thing — thankfully we both swiped right. Afterwards, we chatted for a while pretending we were strangers. It wasn't planned, it just happened. We talked about Nandos, the spiced chicken joint, mainly. After a few minutes it got weird and I bailed, but for more adventurous types it'd be a good way to go. 

Tinder

2. Alternative chatting.

It doesn't have to be role play. Tinder has a decent chat function and is a decent alternative to WhatsApp or iMessage. If David Cameron really does block those tools, perhaps it might even act as a free method to communicate. A colleague of mine at BI has used it to talk to friends in the past. 

3. Competition.

Who can get the most matches? An exciting game to play with your other half, friends, or colleagues. 

4. A source of drugs.

We're not advocating drugs here. But Tinder is used by some to find new gear. See this thread on a drug forum called Shroomery, in which someone explains how they managed to track down some cannabis after moving to a new area — far away from their regular dealers. Another person, on Reddit, wrote about how he was offered pills by an anonymous dealer. 

drugs

5. Finding out more about the area you live in.

Tinder is an awesome way to map your area; to find out more about the social demographics of where you live; discover other parts of towns and cities. I live in the murky depths of south London and using Tinder to see how people change between communities while travelling north on the Overground is fascinating. In New Cross, home of Goldsmiths University, there are loads of arty students, for example; in Highbury and Islington, you'll see tons of girls sporting Arsenal scarfs. 

6. Something to do on the commute.

Tinder is simply something to do while bored on the bus. You never know who you might find while journeying on the 249 to Clapham Common — it can take ages, especially in traffic. Basically, if you haven't downloaded the latest episode of Catastrophe on 4OD, hit up Tinder and see what's going on. You can talk to random people about Nandos. 

7. Brand marketing.

Yes, companies use Tinder to reach out to potential customers. Domino's UK used the app to advertise its 2014 Valentine's Day promotion. Marking Week reported that the pizza chain gave away free or discounted meals to Tinder users who matched with the company on February 14. Iris Worldwide said Domino's had a social reach of more than 230,000 people.

8. Charity campaigns.

Probably the most high-profile use of the platform was the Sex Trafficking campaign by eightytwenty for the Immigrant Council in Ireland. The group wanted to raise awareness in the country and used Tinder to tell the stories of past victims. 

Tinder

9. TV show promotion.

In the USA, the show Suits, which has a similar target audience (18 to 29), also used the dating app to reach out to viewers — and potentially bag more. This Contently post mentions the VP of marketing and digital for the programme, who said it was "experimental promotion." People could swipe right with one of the Suits stars and get the chance to chat about the series. 

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These are the keys to a happy marriage in China

Couples who live together before a certain age are twice as likely to get divorced

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george amal clooney

If you're going to move in with or marry your beau, the research suggests you should wait until age 23.

It will put the odds in your favor, according to a 2014 study by Arielle Kuperberg, a sociologist at the University of North Carolina, Greensboro.  

From 11 years of responses in the US National Surveys of Family GrowthKuperberg gathered marriage status data for over 7,000 married Americans — some who later divorced, some who stayed together. 

Age turned out to be a major predictor of divorce: 

• People who cohabited or married at age 18 had a 60% divorce rate.

• People who cohabited or married at age 23 had about a 30% divorce rate.

That's a 50% reduction in divorce, thanks to just waiting five more years. 

Not only that, but Kuperberger's research countered the commonly held belief that moving in together before wedlock was "bad" for a relationship.

"For so long, the link between cohabitation and divorce was one of these great mysteries in research,"Kuperberg told the Atlantic. "What I found was that it was the age you settled down with someone, not whether you had a marriage license, that was the biggest indicator of a relationship's future success."

The hard truth here, backed up by the literature, is that people under 23 aren't mature enough to select the right partner. 

Compatibility, as we've learned, has layers of complexity. 

SEE ALSO: 20 weird psychological reasons someone might fall in love with you

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How to have a great Valentine's Day, even when you've been together for years

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couple relationship romantic love

Everyone in a long-term romantic relationship has a story. Each of our stories is unique.

Our story begins when we were 21 (Charlotte) and 25 (Patrick). We were both coming off other long-term, serious (or so we thought) relationships, and we really didn't know what we wanted out of a relationship or what we could offer a partner.

Now, 17 years and 2 kids later, we both feel pretty lucky that things have worked out as well as they have. Back then, we had no idea what challenges we would face or how we would help each other maneuver through them. We were young and optimistic, but there was so much we didn't know.

Due to practice and a bit of research (it doesn't hurt that we are both researchers who study romantic relationships!), we know a little more about relationships now. However, we are still never sure what to do each Valentine's Day (see past reflections on this matter here and here). It seems like a holiday for "new lovers," and we've known each other too long to feel "new" to each other. What are those of us approaching middle age and in long-term relationships supposed to do on this holiday?

Being the nerds that we are, we decided to review some relevant research to help answer this question, and we offer a few tips in case you find yourself in a similar predicament.

Jump off the "hedonic treadmill."

Over time, things that used to make us happy become less exciting, and things that used to make us upset tend to bother us less. Think about the new iPhone you bought last year. You were probably really excited about it last year, but now you want a new one. Or consider how crushed you were when you didn't get promoted at work. When it first occurred, you were really hurt, but now it only sorta bothers you. This ability to "adapt" or go with the flow is what researchers refer to as being on a "hedonic treadmill" or "hedonic adaptation."1 In other words, we tend to return to a relatively stable level of happiness – regardless of the triumphs and tragedies of life.

We adapt to our partners as well. The smile that would have made our hearts go pitter-patter in the early days of our relationship is unlikely to do so a decade into the relationship. So, for Valentine's Day, you should stop merely going with the flow -- Jump off that hedonic treadmill. How? Do something new and different.

The goal is to introduce an event or behavior that is out of the ordinary. Change and novelty not only increase happiness and relationship satisfaction, but when we do new things with our partners, dopamine and norepinephrine are released in the brain.2 These are the same neurochemical experiences that take place when we first fall in love. So, this Valentine's Day, try to recapture the early days by planning something unconventional.

Show gratitude.

happy, couple, relationship, parkWhen was the last time you thanked your partner for doing the things he or she does all the time? Like every couple, we have developed different "jobs" that we do around the house. One of us pays the bills (Charlotte) and one of us deals with home repairs (Patrick).

Research suggests that there may be several benefits to showing gratitude to each other for doing these jobs. In fact, according to one study,3 a good Valentine's gift would be to give your partner a "list of the reasons" you are grateful for him or her. Recognizing both the meaningful and the mundane things our partners have done not only enhances relationship quality, but also improves your emotional state. Yup, just by telling someone else that you appreciate him or her, you are likely to be in a better mood!

Buy the right gift.

Valentine's DayA fascinating study4 examined gifts in relation to romantic relationships' longevity. Although not the most romantic statement, they found that proper gift choices can increase the probability of the survival of that relationship. Specifically, they discovered that the best gifts were "relationship-announcement" presents – gifts that announce the relationship to the world. Think of buying each other a pair of matching watches or sending flowers to your partner's office.

The gifts most linked to relationship dissolution were different for men and women. Women should avoid buying gifts designed to enhance their own appearance. Although men might like you smelling nice, don't buy yourself perfume for him this Valentine's Day. Men who bought gifts to "express emotions" to their romantic partners (e.g., a really expensive piece of jewelry a month into a relationship) also tended to find themselves single. This was especially true during the early stages of a relationship when such gifts might "scare away" a new romantic partner.

So it sounds like the best gifts we can buy each other are matching his or her sweaters, with one stating "I'm with him" and the other declaring "I'm with her." This way, we announce our love to the world, we avoid expressing too many emotions, and we completely avoid enhancing either of our appearances.

When all else fails, go out to dinner.

If you are feeling older and tired (as we often are), all of the above suggestions may seem a bit too time-consuming. We're probably biased because we happen to study eating behaviors in the context of romantic relationships,5 but there are a variety of reasons that just going out to dinner is a good idea for Valentine's Day (of course, this does not mean that you must eat out on February 14th and subject yourself to the crowds and overpriced prix fix menus; the 13th and the 15th work just as well).

While out at dinner, you can actually take advantage of each of the previous tips. Dining at a new restaurant or even in a new town may inject your relationship with a bit of novelty. At dinner, you can make it a point to show gratitude toward your partner and discuss the things you value and appreciate about your partner.

Dinner is an excellent place to discuss the gift your partner would like. As in, "maybe we shouldn't buy matching his and her sweaters this year; what would you really like as a gift?" Talking about what you'd like for a gift can make for fun conversation and even a guessing game if you're feeling up to it. Better yet, go shopping with your partner.

Of course, just sitting down and talking with our partners can be invaluable. As one relationship scientist suggests, "communication not only reflects romantic relationships, it also defines them."6 So, if nothing else this Valentine's Day, no matter how new or old your relationship is, talk to your partner.

Interested in learning more about relationships? Click here for other topics on Science of Relationships. Like us on Facebook or follow us on Twitter to get our articles delivered directly to your NewsFeed. Learn more about our book and download it here.

References:

1Lyubomirsky, S. (2010). Hedonic adaptation to positive and negative experiences. In S. Folkman (Ed.), Oxford Handbook of Stress, Health, and Coping. New York: Oxford University Press.

2Aron, A., Norman, C. C., Aron, E. N., McKenna, C., & Heyman, R. E. (2000). Couples' shared participation in novel and arousing activities and experienced relationship quality. Journal of Personality and Social Psychology, 78, 273–284.

3Watkins, P. C., Woodward, K., Stone, T., & Kolts, R. L. (2003). Gratitude and happiness: Development of a measure of gratitude, and relationships with subjective well-being. Social Behavior and Personality: An International Journal, 31, 431-451.

4Huang, M. H., & Yu, S. (2000). Gifts in a romantic relationship: A survival analysis. Journal of Consumer Psychology, 9, 179-188.

5Markey, C. N. & Markey, P. M. (2011). Romantic partners, weight status, and weight concerns: An examination of the Actor-Partner Interdependence Model. Journal of Health Psychology, 16, 217-225.

6Vangelisti, A. L. (2002). Interpersonal processes in romantic relationships. In M. L. Knapp & J. A. Daly (Eds.),Handbook of Interpersonal Communication, Thousand Oaks, CA: Sage Publishing.

SEE ALSO: Couples who live together before a certain age are twice as likely to get divorced

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Scientists say one behavior is the 'kiss of death' for a relationship

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Gwyneth Paltrow Chris Martin Auction

On the way home from work you have every intention of greeting your partner with a friendly "Hi, how are you? How was your day?" and listening attentively while he or she tells you all about it.

But the minute you open the door and drop your keys on the counter, you find yourself knee-deep in an argument about how he or she bought the wrong type of pepper.

Don't worry: It's perfectly normal to get into arguments like these with your significant other every once in a while, says John Gottman, a psychologist at the University of Washington and founder of the Gottman Institute.

It's what happens next that you need to watch out for, he says.

When you express your frustration over the pepper mix-up, do you listen while he explains that perhaps you didn't ever tell him what type of pepper you wanted? Do you think this over, and, when you realize that maybe he's right, do you apologize? Or do you adopt an attitude and think to yourself, What kind of an idiot doesn't know that bell peppers are for stir-fry and habaneros are for salsa?

If you find yourself in the second situation, you're likely displaying contempt for your partner, and it could be putting your relationship in jeopardy.

Contempt, a virulent mix of anger and disgust, is far more toxic than simple frustration or negativity. It involves seeing your partner as beneath you, rather than as an equal.

jennifer lopez divorce Gottman and University of California-Berkeley psychologist Robert Levenson found this single behavior is so powerful that they can use it — along with the negative behaviors of criticism, defensiveness, and stonewalling — to predict divorce with 93% accuracy.

"Contempt," says Gottman, "is the kiss of death."

The striking 93% figure comes from a 14-year study of 79 couples living across the US Midwest (21 of whom divorced during the study period) published in 2002. Since then, decades of research into marriage and divorce have lent further support to the idea linking divorce with specific negative behaviors.

One recent study of 373 newlywed couples, for example, found that couples who yelled at each other, showed contempt for each other, or simply began to disengage from conflict within the first year of marriage were more likely to divorce, even as far as 16 years down the road.

So why are couples who exhibit this one behavior more likely to split up?

It comes down to a superiority complex.

Feeling smarter than, better than, or more sensitive than your significant other means you're not only less likely see his or her opinions as valid, but, more important, you're far less willing to try to put yourself in his or her shoes to try to see a situation from his or her perspective.

Picture a resonance chamber, suggests Gottman, with each person in the relationship a source of his or her own musical (or emotional) vibrations. If each partner is closed off to the other person's vibes (or emotions) and more interested in unleashing their own feelings of disgust and superiority, these negative vibrations will resound against one another, escalating a bad situation "until something breaks," Gottman says.

If you've noticed yourself or your partner exhibiting this type of behavior, don't despair — it doesn't mean your relationship is doomed.

Being aware that you're doing something that could negatively affect your partner is the first step to actively combating it. If you can figure out how to avoid the behavior or replace it with a more positive one, you'll likely greatly improve the relationship — and increase your chances of staying together for longer.  

UP NEXT: 4 behaviors are the most reliable predictors of divorce

SEE ALSO: Psychologists say one strategy is key to defusing heated arguments and avoiding divorce

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You can’t go wrong with this Valentine’s Day gift

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riverside couple

Every year around Valentine's Day people start agonizing about finding the "perfect" gift for their partner, and some spend extraordinary amounts of money on it too. But no matter the effort or financial cost incurred, many of us quickly discover that our gifts provided only fleeting happiness and were quickly forgotten.

In order to avoid this outcome, I recommend giving your partner something much more personal this year: touch. It will be much easier on your wallet, and it has the potential to improve your relationship far more than any material object that you and your money can buy.

Physical intimacy is one of the keys to a happy and healthy long-term relationship. But I'm not just talking about sex here—non-sexual physical intimacy is at least as important. Why? For one thing, non-sexual touch is a form of communication. You can use it to convey feelings to your partner (e.g., affection, comfort), as well as learn how your partner is feeling (e.g., tense, stressed). In addition, touch stimulates the release of oxytocin, a hormone involved in feelings of bondedness. What this means is that when you touch your partner, it can bring you closer both physically and psychologically.

Touch is so vital for relationship success that it has become the cornerstone of most sex therapy programs for couples. William Masters and Virginia Johnson, the founders of the modern sex therapy movement, recognized the importance of touch nearly a half-century ago and developed sensate focus exercises in response.1

Sensate focus is a couple's activity that involves promoting relaxation through non-sexual touch. This has become a standard technique in couple's therapy because we have found that so many sexual problems can be solved through this kind of touch alone, without the need for drugs or psychotherapy. For sexual problems resulting from stress, anxiety, or a lack of communication, touch can not only be a powerful remedy, but it can also make it less likely that such problems will emerge or become significant in the first place.

Unfortunately, many people find that the amount of touch in their relationship declines over time, which can sow the seeds of discontent and potentially contribute to sexual difficulties. So what can you do if you find this happening in your own relationship? Take a cue from the "Masters of Sex" and find a way to interject more touch into your love life. How? There are many ways to do this, but my go-to advice is typically massage—but not the kind where you book an appointment at a fancy spa, rather, I'm talking about a massage that you give with your own hands.

massageWhy massage? There is a scientific reason: in the book The Normal Bar, scientists analyzed data from 100,000 people around the world and found that, among those people who reported being happiest in their relationships, 74% reported that they give back rubs to their partners.2 Mutual massage thus appears to be something that most happy couples have in common!

If you've never given a massage before, I suggest learning some techniques first to make sure that you hit the right spots. The last thing you want to do on Valentine's Day is irritate your partner by pressing too hard or in the wrong area—you want this to be relaxing, after all!

There are a lot of great how-to books you can buy on this topic, but my personal recommendation is an online video series called Melt: Massage for Couples, which teaches couples a range of massage techniques in the privacy of their own home practiced over a sequence of date nights. The video segments are short, informative, and tastefully done, with the techniques taught by Australian massage therapist Denis Merkas.

To be clear, this is not an erotic massage program, and the Melt videos themselves are definitely PG. However, you can adapt the techniques to suit you and your partner—keep it light and fun, or make it more sensual.

Whether you invest in learning some massage techniques or not, keep the fundamentals of sensate focus in mind this Valentine's Day: set aside some quality time to concentrate only on each other, work toward replacing feelings of stress and anxiety with relaxation through mutual touch, and communicate with your partner about what feels good. This is one gift you can't possibly go wrong with.

Interested in learning more about relationships? Click here for other topics on Science of Relationships. Like us on Facebook or follow us on Twitter to get our articles delivered directly to your NewsFeed. Learn more about our book and download it here.

1Masters, W., & Johnson, V. (1970). Human sexual inadequacy. Boston: Little, Brown.

2Northrup, C., Schwartz, P., & Witte, J. (2014). The normal bar: The surprising secrets of happy couples and what they reveal about creating a new normal in your relationship. New York: Harmony.

SEE ALSO: 20 weird psychological reasons someone might fall in love with you

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50 cheap or free ways to show your partner you care this Valentine's Day

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happy smiling couple

Valentine's Day is about love, so shouldn't your gifts really show it?

No matter how long you've been together, you don't have to go all out and splurge on expensive, materialistic presents.

Sometimes the best and most appreciated gifts are cheap or even free — back massage, anyone?

Plus, the pressure to buy the perfect gift can be stressful and time-consuming and take away from the enjoyment of the holiday.

This Valentine's Day and any other day, really, remind your significant other how much you care by doing some of these sweet gestures.

1. Make them a good breakfast.

2. Have all of their laundry done the morning of V-Day.

3. Leave a note in his or her briefcase or purse so they'll see it when they get to work.

4. Surprise them with morning sex.

5. Bake your SO's favorite dessert.

6. Fill a jar with Hershey's Kisses and Post-it notes of compliments and things you love about your partner.

7. Make your own Newlyweds-style game: Write down questions like "Where did we have our first kiss?" and "What's my favorite movie?" See if your answers match.

8. Surprise them at work with their favorite lunch.

9. Take them on a hike to a place they've never been.

10. Make a scrapbook filled with photos and memorabilia.

breakfast brunch

11. Print out screenshots of your cutest text messages they probably forgot about.

12. Give a massage or back scratch (without insisting that you get one back).

13. Make their favorite restaurant dinner at home.

14. Have a stay-in date night: snuggle and binge-watch a new show together.

15. Watch one of these sex-filled movies together to set the mood.

16. Stargaze together. Blanket + wine + stars = bliss.

17. Get word magnets for the fridge and arrange cute phrases for them to wake up to.

18. Clean their entire place.

19. Try something new in the bedroom.

20. Have a scavenger hunt, even if it's just around the house: leave clues and have a sweet surprise at the end.

stargazing

21. Have a picnic at their favorite outdoor place.

22. Fill up their gas tank.

23. Create your own fun mad libs about memorable experiences you've had together.

24. Paint a picture frame for your favorite photo of the two of you.

25. Organize their closet.

26. Go on a walk and talk about your favorite memories.

27. Write the ultimate dating bucket list together.

28. Do your SO's grocery shopping for the week (without them knowing).

29. Watch the sunrise, snuggle, and have coffee together the morning of V-Day.

30. Make a heart-shaped pizza. Or better yet, get these pizza condoms.

Couple Walking Dog on Pier

31. Photoshop their face next to a picture of their biggest celebrity crush. It'll make them laugh.

32. Email a list of sweet online articles that remind you of them.

33. Give one of these noncheesy Valentine's Day printables guaranteed to make them smile.

34. Make a playlist of songs that remind you of them.

35. Take a romantic bubble bath together.

36. Teach each other something — give each other a lesson in something you wish you could do. Does your SO know Photoshop? Do you know piano? Spending quality time together by teaching each other something new will bring you closer together.

37. Have a few of their (cheap) favorite things waiting when they get home: their favorite beer, magazine, or candy.

38. Know a photographer who'll give you a shoot for free or for a discount? Have an at-home boudoir shoot and make a book of the photos.

39. Write a book of IOUs they can keep for however long they want: cards that they can redeem at the time of their choice, like a foot massage, an ice cream date, a movie night, permission to have the remote all night, etc.

40. Take some sweet and sexy pictures of yourself on your SO's phone, and tell them to check their photos while they're at work.

walking sunset

41. Re-create your first date.

42. Have sex in a new place, even if it's just a different room in the house.

43. Play a "strip" version of a card game.

44. Write an "I love you more than" list.

45. Give them this supercute DIY 12 months of preplanned dates free printable.

46. Take a cheap form of transportation to a place you've never been before, even if it's nearby. Adding a little adventure is fun.

47. Turn off your phones and computers for the entire day. Spend uninterrupted attention with the person you love — Instagram can wait.

48. Show some PDA.

49. Write down a list of the qualities you love most about them — things you don't mention on a daily basis but that mean a lot to hear.

50. Watch the sunset together in a scenic location, and promise each other to do things like this more often.

SEE ALSO: 25 thoughtful Valentine's Day gifts under $50

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Valentine's Day is not on Feb. 14 this year

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the arrangement floral

You may think that Valentine's Day — the day you send your significant other flowers and chocolates — is Saturday, Feb. 14.

And you'd be dead wrong.

"The impact is made when you send flowers to their work ... it's a status symbol," says Tom Sebenius, cofounder of The Arrangement Floral Design, a boutique company specializing in weddings and social events in New York City.

That means you have three days to get them sent to the right place. That's it.

Normally this time crunch would mean an emergency pop into your local Walgreens to grab some carnations and a box of whatever-chocolates so you can just barely skate through the holiday on your good looks and charm.

To that, we at Business Insider say simply, do better.

All is not lost. You can still order flowers for your special anyone that will make them think that you appreciate their attention (which is allegedly what the holiday is about).

So what do you do now that it's down to the wire?

"Get on the phone, right now, don't use the internet to order your flowers," said Sebenius. Right now you want to talk to a human — a local human — who will know where you're sending your flowers. You're going to get better service that way.

How do you choose which florist to dial? Keep two things in mind. First, now is not the time to be looking for deals. Florists are business people, too, and right now they're dealing with markups from wholesalers. If you try to find yourself a deal, you're going to get lost.

Besides, says Sebenius, "If you're paying $25 for a dozen roses, it's going to look like $25 for a dozen roses."

carnations What you should look for is a delivery minimum in the $50-$70 range. That will ensure that whoever you're buying them from is buying the good stuff.

"I always suggest orchids, evoke tropical thoughts, have a sexuality about them," said Sebenius.

Keep your card simple. "Love" and your name. Don't embarrass yourself trying to write a poem or something.

Good luck and Godspeed.

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Women are just as likely to be unfaithful as men are

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kissing, dating, couple

They say that men are from Mars and women are from Venus.

But when it comes to our attitude towards promiscuity, it turns out there is no such gender divide.

Both men and women fall into two groups, one more inclined to be promiscuous and the other more inclined to be faithful.

Whereas other species are either one or the other, both mating strategies appear to be used by humans.

The results, published in the journal Biology Letters, are from a joint study carried out by Professor Robin Dunbar of Oxford University's Department of Experimental Psychology and Professor John Manning of Northumbria University.

Previous physical comparisons between humans and other mammals suggest that humans are mid-way between being a faithful species and a promiscuous species.

However, the new study, titled 'Stay or Stray? Evidence for Alternative Mating Strategy Phenotypes in Both Men and Women' suggests that in fact there are two distinct sub-populations of humans: one that is more interested in short-term flings and another that prefers to form long-term commitments.

The researchers analysed the answers of 575 North American and British people about their attitudes and desires towards "non-committal" sex.

Some of the respondents were more likely to be promiscuous, and others more likely to value sexual fidelity. However, the divide was not along gender lines.

The study also looked at photocopies of the right hand from 1,314 British men and women and measured the length of the index (second) finger and the ring (fourth) finger.

The shorter the index finger in relation to the ring finger (the 2D:4D ratio), the higher the levels of testosterone that person is likely to have been exposed to while developing in the womb, and the greater their sexual promiscuity will be as an adult. This is true for both men and women.

One group had a ring finger which was much longer than the index finger, suggesting that they may be more promiscuous.

The other group had fingers which similar in length, meaning they are more likely to seek long-term relationships. Again, the split was not along gender lines.

"This research suggests that there may be two distinct types of individuals within each sex pursuing different mating strategies," Dr Wlodarski said.

"We observed what appears to be a cluster of males and a cluster of females who are more inclined to 'stay', with a separate cluster of males and females being more inclined to 'stray', when it comes to sexual relationships."

Professor Dunbar added that the differences are "subtle" and "only visible when we look at large groups of people."

He said: "Human behaviour is influenced by many factors, such as the environment and life experience, and what happens in the womb might only have a modest effect on something as complex as sexual relationships."

 

This article was written by Camilla Turner from The Daily Telegraph and was legally licensed through the NewsCred publisher network.

SEE ALSO: 20 weird psychological reasons someone might fall in love with you

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A lot of people are using dating apps on their work phones

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Business Men Using Phones

(Reuters) - The millions of people using dating apps on company smartphones could be exposing themselves and their employers to hacking, spying and theft, according to a study by International Business Machines Corp.

IBM security researchers said 26 of 41 dating apps they analyzed on Google Inc's Android mobile platform had medium or high severity vulnerabilities, in a report published on Wednesday.

IBM did not name the vulnerable apps but said it had alerted the app publishers to problems.

Apps such as Tinder, OkCupid and Match have become hugely popular in the past few years due to their instant messaging, photo and geolocation services. About 31 million Americans have used a dating site or app, according to a 2013 Pew Research Center study.

IBM found employees used vulnerable dating apps in nearly 50 percent of the companies sampled for its research. Using the same phone for work and play, a phenomenon known as "bring your own device," or BYOD, means users and their employers are both open to potential cyber-attacks.

"The trouble with BYOD is that, if not managed properly, the organizations might be leaking sensitive corporate data via employee-owned devices," said the IBM report.

IBM said the problem is that people on dating apps let their guard down and are not as sensitive to potential security problems as they might be on email or websites.

If an app is compromised, hackers can take advantage of users waiting eagerly to hear back from a potential love interest by sending bogus "phishing" messages to glean sensitive information or install malware, IBM said.

everyone staring mobile phones

A phone's camera or microphone could be turned on remotely through a vulnerable app, which IBM warned could be used to eavesdrop on personal conversations or confidential business meetings. Vulnerable GPS data could also lead to stalking, and a user's billing information could be hacked to purchase things on other apps or websites.

IBM said it had not so far seen a rash of security breaches due to dating apps as opposed to any other kind of social media.

Meanwhile, it recommends that dating app users limit the personal information they divulge, use unique passwords on every online account, apply the latest software patches and keep track of what permissions each app has.

IAC/InterActiveCorp, which owns Tinder, OKCupid and Match, did not have any immediate comment on the IBM report.

(Editing by Cynthia Osterman)

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This 'King of Love' runs the world's largest dating agency

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king of loveThey call him the King of Love. Reclining on a purple velvet throne, inside his castle – a sixth-floor office in a grey tower block in central London – Karl Gregory is reeling off some of his favourite statistics. “517,000 relationships, 92,000 marriages and around a million babies,” he grins.

“We’ve been responsible for all those. Isn’t it incredible?” He whisks a print-out from a pile of papers on his desk and prods a blurry image in the middle. It’s a picture of a customer’s baby scan under the words: “all thanks to Match.com”.

At the British HQ of the world’s biggest dating agency, every day is Valentine’s Day. The lift doors ping open to reveal a wall plastered in photographs of happy couples – cliché upon cliché of wedding shots, beach scenes, even a pair strolling through a sunflower field.

In one corner is a cluster of Hallmark-red sofas; romantic slogans adorn a board above the photocopier. There are hearts everywhere – from the pendant on an employee’s necklace to the novelty fruit bowl.

Match.com is not only the most popular dating website on the planet; it’s the granddaddy of them all. This year, it celebrates its 20th anniversary – marking two decades since a little start-up suggested that Cupid’s arrow might strike through a screen.

Today, one in five new relationships and one in six marriages are estimated to begin online. The global online dating market is worth at least a billion dollars.

Match.com’s piece of this pie is huge. Its users are spread across 40 countries and exchange 415 million emails a year. It has a Google-like track record of gobbling up its competition: it purchased OkCupid in 2011, and also owns Tinder, a wildly popular mobile app founded in 2012.

“Try this experiment next time you’re out for dinner with a group of friends,” suggests Gregory, who is Match.com’s UK manager and European director. “Mention Match.com, and see how many say they met their partner on there, or encouraged a relative to go on it, or know someone who has.”

When Match.com launched in April 1995, there were only 25 million internet users worldwide, compared to 2.92 billion in 2015. Having web access at home – like owning a mobile phone - was considered quite exotic.

Match.com was a flare from the future. It promised a clever algorithm, which used character traits and interests to pair users with their perfect partner. Within six months, 100,000 people had registered.

At first, online dating occupied a seedy corner of the internet, ranking in people’s minds just above red light services. The first users of Match.com were a motley bunch: all of them tentative; some optimistic, others outright weirdos.

Bill and Freddie Straus, aged 76 and 72, fall into the first category. The couple from California are among the first in history to have gone on an online date – and, two decades later, have a long, happy marriage to show for it. “I had just broken up with somebody and I decided, aged 53, that maybe it was time to get married,” says Freddie. “It was very limited back then – most of the men on it were so old, they could have been my father. I was about ready to give up, and then Bill came along.”

Bill had been on seven dates by the time he got an email from Freddie. They messaged for a few days by fax and email before speaking on the phone, and then went on their first date to a Chinese restaurant in 1996. Freddie wasn’t technical enough to upload a picture, so Bill had no idea what she looked like - which was relatively common in the early days.

bill“It started off as sheer geek territory,” says Gregory. “It was 80 per cent guys, no profile pictures. Stigma was high.”

Jane Stuart barely told anyone when she set up a profile on the site in 2001. “Back then, there was a sense of 'Oh, you must be really desperate,’” she says.

“I was worried that people would think I couldn’t get a boyfriend normally. It was a bit creepy. Things were different, too – I didn’t have a laptop and certainly didn’t have internet on my phone, so I was logging on in my lunch break at work.”

Then, Jane, a 28-year-old travel saleswoman from Twickenham, west London, came across Andreas Palikiras, an olive-skinned marketing manager from Corfu. Fourteen years later, the pair are married, with twin four-year-old daughters, and, rather aptly, their own Greek wedding business. “It’s amazing to have been a pioneer of something that is now so normal,” she says.

jane

Though early users were taking a gamble by signing up to the site, the real leap of faith in Match.com’s history took place on December 27, 1992.

Eric Klien, a Las Vegas-based entrepreneur, had spent six months pondering the dilemma of dating. “Traditional methods of courting and flirting are risky generally,” he wrote at the time. “Not only are they risky, but they are ineffective.” So he created a 170-point questionnaire, covering users’ horoscopes, their preferred mode of transport, taste in music, cleanliness, condition of their hair and how often they participated in dangerous sports.

He called it the “Electronic Matchmaker” and uploaded to his private internet database (called a “usenet”) just after Christmas 1992. It was free to fill in and provided users with a report informing them how many of the men/women on his system matched their responses. It was the birth of online dating as we know it.

Klien, a somewhat eccentric philanthropist whose interests include cryogenics and the Lifeboat Foundation (an NGO dedicated to the preservation of human life in the event of global disaster), now lives in Reno, Nevada. He has never spoken about the “Matchmaker”, and when I track him down he is brusque and to-the-point.

“In person, it is uncomfortable to ask a lot of questions up front,” he says. Giving your preferences to a faceless machine, on the other hand, is far less awkward. “And a person only has to answer the questions once and then they will be applied to all future matches.”

pictures

In 1993, Klien sold his questionnaire and the domain name Match.com so he could focus on a new mission. It was called the Atlantis Project and it aimed to build an independent city called Oceania in the middle of the Caribbean Sea.

Match.com’s buyer was Gary Kremen, a Silicon Valley entrepreneur frustrated by the amount of money he was spending on 1-900 dating hotlines. He purchased Match.com for $2,500 (£1,650) and launched it as a dating service on the open internet in 1995. In his first TV interview, Kremen wore a tie-dyed shirt and sat on a beanbag. “Match.com will bring more love to the planet than anything since Jesus Christ,” he pronounced.

Kremen himself found a girlfriend online, but sadly lost her to another man she met on Match.com – a painful lesson, but at least he knew the site worked. His term at the helm didn’t last, however: in 1998, he argued with his board and the company was sold. Its current owner, the American media company InterActiveCorp (IAC), bought it in 1999 for $50 million (£33 million).

Officially called “Synapse”, but known by insiders as the “magic sauce”, the Match.com algorithm is based on a streamlined version of Klien’s original matchmaker (the questions on hair condition have gone). It takes into account a user’s stated preferences – age, profession and so on – as well as their actions on the site. So, if a woman says she doesn’t want to date anyone under 6ft, but looks at profiles of men who are 5’8” or 5’10”, Match.com “knows” that she is open to them. The results of the algorithm’s sums are shown in users’ “daily six”: a series of previously-unseen, tailored profiles that are sent to your inbox each day.

Yet philosophers have spent centuries studying love, and concluded that it defies logic – so what hope has a computerised algorithm of matching us with a mate? In 2012, a major study, led by Prof Eli Finkel of the department of Social Psychology at Northwestern University in Illinois found that “to date, there is no compelling evidence that any online dating matching algorithm actually works.”

tips

Others agree. Prof Jerry Mendelsohn, a psychologist at the University of California, Berkeley, tells me that he “knows of no replicated, refereed study by a disinterested researcher that demonstrates an effective algorithm for finding love.”

But Match.com insists that love is not its aim. “In the early stages, we used to promise the highest level of love, and we’ve moved on from that,” explains Gregory. “Now, it’s all about going on dates and broadening your horizons.” Dr Marina Adshade, author of Dollars and Sex: How Economics Influences Sex and Love, believes that if “that’s the true purpose… they are like a good friend who forces you to try on clothes that you would never have picked up.”

Match.com’s biggest user-group is aged 25-44 (56 per cent of all subscribers), while its fastest-growing demographic is the over-55s. There are marginally more men than women on the site. The most common professions among men are engineers, finance and retail; among women it’s secretaries, doctors and teachers. There are men looking for men, women looking for women, serious daters, those looking for flings and others simply seeking friends.

Prospective daters spend hours writing their profiles - and the Match algorithm uses them to find dates for them - but a recent experiment by OkCupid found that the photograph accounts for 90 per cent of what prospective dates think of you.

A trawl through the 75 million profiles uploaded to Match.com since its inception reveals a rich tapestry of changing fashions, hobbies and societal trends. Perms, Wham and shell-suits are out; Facebook, selfies and hipster beards are in.

It is Kate Taylor’s job to study these anthropological details. She is one of Match.com’s eight European “relationship experts” – a role that involves picking out trends in online dating and helping users build their profiles accordingly. Dressed in vampish black and velvet, her face framed by tresses of auburn hair, she looks the part of a modern-day Cilla Black.

redTaylor met her first husband and her current fiancé on Match.com. “Summery pictures or ones of you engaged in an interesting activity lead to more conversation,” she says. “Women smiling into the camera get 15 times more responses than women smiling away from the camera; whereas that’s the reverse for men. It’s also been shown that photos taken with smartphones don’t do as well as photos taken with a proper camera.”

Last year, one of the most extensive analyses of online profiles revealed words such as “surfing”, “yoga”, “skiing” and “the ocean” attracted people to men; while women did better with “sweet”, “athlete” and “fitness”. Liking the band Radiohead, the TV series Homeland and reading The Great Gatsby scored highly among both sexes. Gay men get more interest if they pose outdoors. Men who refer to females as “women” rather than “girls” are 28 per cent more likely to get a date. Men who use “whom” get 31 per cent more communication online.

pink

Match.com hasn’t escaped the internet’s darker side: the spammers, con artists, trolls and psychopaths. Tales of dates gone awry abound, ranging from awkward encounters to allegations of criminality. Just last month, Match.com removed a profile purportedly belonging to a former New York police officer dubbed the “cannibal cop”. His conviction for conspiring to kill and cook several women has since been overturned.

Mercifully, most mishaps are less serious. There is a tendency to exaggerate online: to play up your charismatic, amiable side and conceal your less attractive traits. Because of the sheer size of Match.com, Gregory says oversight on an individual level, beyond weeding out the illegal and offensive, simply isn’t possible.

At Telegraph Dating, however, a much smaller operation with 55,000 members, there is far more interaction between members and admin staff. “You get people who put up pictures that aren’t current, and occasional messages saying things like, 'I’ve been on a date with this guy who says he’s 50 but he’s nearer 80,’” explains Emma Iversen of The Dating Lab, the company that runs the Telegraph’s service. “These require delicate conversations with the users – what you say in your profile is a sensitive subject. We know it’s Big Brothery, but it can get a bit like a school playground and sometimes we have to step in to calm things down.”

success

A study by researchers at the University of Wisconsin showed that, on average, women make themselves four kilograms lighter, men tend to exaggerate their income by 20 per cent and both sexes make themselves two inches taller on their profiles.

Nonetheless, a tranche of serious scientific study into the durability of relationships forged online has found that they work. A study by psychologists at Chicago University in 2013 found that marriages that begin online are 25 per cent more likely to last than those between couples who met through more traditional means.

Women entering the workforce, people leaving their hometowns to study and work, people marrying later and divorcing more frequently are all things that have affected our courtship rituals in the last two decades. And our expectations of relationships have changed dramatically: Valentine’s Day, weddings, hen nights and stag dos have become global businesses; women’s magazines, cougars and sexting are all late twentieth century phenomena.

Time-poor, convenience-hungry consumers who already live much of their lives online see the internet as an obvious gateway to love. Choosing a partner has become pragmatic, akin to logging on to book a flight or buy a vacuum cleaner.

Susan Quilliam, a psychologist who runs an online dating course at London’s School of Life, says meeting someone on the internet actually bears remarkable similarities to courtship conventions dating back centuries. “It helps people focus on background, religious beliefs, life values, life goals – rather than physical appearance. I am a huge fan of that aspect because all too often partners in the first flush of love ignore these essentials. Online is much more akin to the 'slow’ love of traditional arranged marriage.”

But there is a downside. Helen Fisher, a biological anthropologist and consultant to Match.com since 2005, points out that “when you have so many choices, you can get into a rat race where you’re always seeking something a little bit better.”

You don’t have to be in love to work at Match.com, but it helps. On their first day in the job, employees receive a copy of the “Match Manifesto”, a handbook containing the company’s guiding principles. “We believe that love is the most important thing in the world,” it begins. All staff members – coupled up or single – have obligatory profiles on the site, including Gregory (though he explains that they’re not all “active”). He actively encourages office romances, too. “People in a happy relationship are so much more productive at work,” he says.

The London HQ is staffed by a team of young, trendy bright sparks, their desks cluttered with romantic paraphernalia – framed photographs, paper hearts, lollipops. Match’s global HQ takes the company ethos even further. A towering, dusty office block in Dallas, Texas, it has been compared to a disco, a themed bar and a swingers’ hotel. Romantic films are played on a loop in the lobby, and coloured lights flash garishly from the ceilings. There are racy animal print carpets; plush banquettes; dance music blaring.

I meet Gregory, 41, in his office. Throne aside, it resembles a chic Scandinavian furniture store: all white, clean lines. This is his busiest time of year: new members to the site peak between the end of December and the third week of February. “We increase our staffing levels around this period,” says Gregory. “The holidays make people think about finding a partner. Around Valentine’s Day there’s a surge, too, because nobody wants to be alone then.”

Competitors are springing up all the time: VeggieDate (for vegetarians), Cupidtino (fans of Apple products), Clown Passions (you can guess). There are sites for casual sex, virgins and extra-marital affairs. And when Match.com launched, Facebook didn’t exist. Research by the Oxford Internet Institute found that of the UK couples who met online after 1997, only 50 per cent found each other through dedicated dating sites; the rest met on social networks and chat rooms.

Perhaps unsurprisingly, then, a huge chunk of its annual investment goes into innovation; working out how, after 20 years in the game, it can stay fresh. So what’s next?

The King of Love can barely contain his excitement. He’s tapping his foot on the floor and making big, wild hand gestures, his green eyes skipping around the room. “Imagine someone goes to a Match social [face-to-face meetings over cookery lessons, dog walks and golf days],” says Gregory. “They can check in, log the people they meet, and use wearable technology to monitor their pheromones, heart rate, sweat. Then the technology could introduce you to people who provide that chemical connection. What a conversation starter: 'You sent my chemistry into orbit.’”

Funnily enough, Gregory has never tried online dating himself. He met his wife, Sybelle, 13 years ago. “Call me old fashioned,” he grins, “but we met at work.” And, with that, he jumps up, strides out the door and gets back to playing Cupid.

 

This article was written by Sarah Rainey from The Daily Telegraph and was legally licensed through the NewsCred publisher network.

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2 simple questions are reliable predictors of divorce

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marc anthony jennifer lopez

Ever wonder what your life would be like if you weren't married? Or imagined how things might've turned out if you'd tied the knot with someone else?

Don't worry: It's perfectly normal to daydream about alternative life scenarios.

What matters is how you answer the two questions you should ask yourself next:

1. On a scale of 1-5, with 1 being much worse and 5 being much better, how do you think your level of happiness would be different if you and your partner separated?

2. How do you think your partner's level of happiness would be different if you and your partner separated? (Use the same scale.)

If you answered the first question with "5," meaning you'd feel much happier if you and your partner split up, chances are you might be headed for divorce. (Nothing too unexpected there.) But it's your answer to the second question — and whether that answer is correct— that can be the more surprising red flag for a split.

How economists used two questions to predict divorce

University of Virginia economics researchers Leora Friedberg and Steven Stern looked at how 3,597 couples answered those two questions (which had been asked as part of a national survey) at two different points in time — once during the survey's first wave in 1987-1988 and again about six years later.

Over the six year period, about 7% of all the couples in the study divorced. Couples where both spouses said they would be "worse" or "much worse" off if they separated had — unsurprisingly — a lower-than-average divorce rate (4.8%). Couples who said they'd feel happier if their marriage ended, meanwhile, were more likely than average to split.

But here's where it gets interesting. Couples who had "incorrect perceptions" of each other's happiness — meaning they thought their partners were either happier or less happy than they suspected — had a higher rate of divorce overall (8.6%). And, those with "seriously incorrect perceptions"— meaning they were at least 2 points off when guessing how happy their partner would be after separating — had a much higher divorce rate (around 12%).

Here's the breakdown — keep in mind that "happiness" and "unhappiness" in this chart is not in general but in answer to the questions (rate happiness/unhappiness if you and your partner were to separate):

marriage happiness chart 2 questions

What's the big takeaway? When there's some kind of disconnect — when a person isn't in touch with how their spouse actually feels about the marriage — it could be a forerunner of trouble down the road.

And the partners who are most at risk are those who don't realize that their spouses harbor secret fantasies of how great their post-separation life might be.

In fact, people who assumed their partners were happy in the relationship when they were not at all were more than twice as likely (13-14%) to be divorced six years later than those who correctly judged their partner's feelings.

Thinking your unhappy spouse is happy can screw up your marriage

Why exactly is it so bad to overestimate how content your partner is in your relationship? Steven Stern, one of the study authors, suggests one possible explanation:

Imagine for a minute that your husband or wife is satisfied with the way things are going in your marriage, Stern says. As far as your relationship is concerned, he or she is completely happy.

Would knowing this — or assuming it (as tends to be the case) — affect how you behave in the relationship? Stern says yes. When you operate on the assumption that your significant other is happy with your relationship, you tend to act a bit more recklessly with that person. You might be a little more demanding, says Stern, or slightly less considerate.

You might be more likely, for example, to cancel dinner plans so you can stay a bit later at the office, or forget to be gentle when you suggest that your partner could contribute more to the family finances.

Now, suggests Stern, imagine you were way off about your partner's feelings. As it turns out, he or she isn't actually all that happy with your marriage — as a matter of fact, he or she has been eyeing someone else at work and seriously considering splitting up with you for months.

These feelings would likely transform how your partner interprets your last-minute decision to cancel dinner, for example. Instead of thinking to him or herself, He must have a lot of work to get done, for example, an unhappy partner might think something like, He's always canceling our plans. He obviously doesn't care about this relationship.

If partners aren't open with each other about their emotions, needs, and concerns, these types of severe misunderstandings are impossible to avoid.

"The more private information there is [and] the more information two people keep hidden from each other, the worse decisions they make and the more they have an incentive to take advantage," Stern suggests.

The fact that these questions might reveal how much information you and your partner keep from one another isn't the only reason they could be predictive. Misjudging your partner's satisfaction with the relationship could also suggest that you aren't paying attention to his or her feelings, needs, and desires — something that's critical for any successful relationship.

What the finding adds to existing relationship research

Gwyneth Paltrow Chris Martin Auction

Decades of relationship research has linked specific negative behaviors — from contempt and defensiveness to a failure to resolve conflicts quickly and openly— with divorce. And psychologists have long observed that people in happy relationships are less tempted by other potential partners — although whether it's that being satisfied makes people more committed or that people who are already more committed are therefore more satisfied is unclear.

But this is one of the first studies to suggest that misjudging your partner's satisfaction with a relationship could make you more likely to split up several years down the road.

Don't freak out just yet, though: If you're worried your partner isn't as happy as you'd assumed he or she was, the best way to find out is to ask. Being honest with each other about your feelings, concerns, and desires is the best way to start identifying any problems — and finding solutions together.

NOW READ: The secret to a healthy, happy marriage is ridiculously simple

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Choosing a spouse is one of the most important financial decisions you make, and marrying my husband was brilliant

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Bridge and Groom

Whether you like Sheryl Sandberg or not, there is one thing she got right.

She encouraged women to be extremely choosy when it comes to selecting a spouse.

Sandberg writes, "I truly believe that the single most important career decision that a woman makes is whether she will have a life partner and who that partner is."

She was criticized for comparing marriage to a business relationship, but the core of her message is worthwhile for both men and women. In your career, your home life, but especially your finances, your spouse has to be deeply and aggressively supportive of your thoughts and decisions, and they have to be willing to meet you halfway.

To say it more succinctly, your spouse is the most important money decision you'll ever make.

Your spouse can make or break you.

Recently, I was watching a popular YouTube channel that features a young couple. The wife is pregnant and was about to go out shopping to help a friend pick out an outfit. Her husband reminded her as she walked out the door, "Remember, you promised not to buy anything today." Inevitably, she found a cute maternity dress on sale and bought it anyway.

It might not seem like a big deal, but it rubbed me the wrong way. I really believe that each time you go against your spouse's wishes when it comes to your finances, you display a level of disrespect for your family's money. You also show that you can't be trusted, exposing a crack in what is the foundation of any healthy marriage.

Similarly, my friend famously tells the "snowboard story." Her husband wanted to go snowboarding with his friends, but since they were a young family without a lot of savings, she asked him not to go, saying they couldn't afford it. The next day, angry and upset that she was "controlling" him, he deposited his $1,100 paycheck and went out and bought an $800 snowboard. It was the first of many money incidents that eventually ruined their marriage.

Many of these spending habits are clearly evident during the dating phase, and should set off alarms. After all, financial disagreements early in a relationship can be a leading predictor of divorce. But people, blinded by love and a desire to get married, overlook them.

When you're dating someone, you have to pay attention to their spending habits. Do they constantly buy new things, even though they're in an entry-level job? Do they seem to worship name brands and notice what everyone else is wearing, driving, and doing? Do they know anything about investing? Do they ever talk about the future in a way that is rooted in thoughtful, careful planning?

Be smart. Watch out for the warning signs, because your spouse can make or break you. Selecting a spouse who is smart with his or her finances can help establish a solid foundation. Together, the two of you can make investments, save for the future, plan trips, and encourage each other to make intelligent decisions.

Look for a partner who is either willing to learn more about money or willing to teach. A great and supportive spouse will make sure both of you are on board when it comes to your finances. Too many people, women especially, take a backseat when it comes to finances. If you want to be successful in life, you have to be in the lion's den right there with your spouse, aware of all of your spending, investing, and saving. Be a part of the discussion. Learn and be comfortable enough to let your spouse guide you to financial success.

Couple Walking in City

It comes down to support.

In the last two months, I've made two very expensive investments with my business. I added another website to my portfolio, and I also paid for extremely expensive one-on-one business coaching. These investments totaled several thousand dollars in a short amount of time, so I obviously talked to my husband about them. He was immediately and enthusiastically on board with both decisions, probably even more than I was.

I had to keep asking him, "Are you sure? This is a lot of money." He responded and said, "Catherine, anything you have ever done, you've been successful. I would invest in you time and time again because you work so hard."

In that moment, I realized that I made the best choice in my spouse, financially speaking. I didn't plan it this way. I chose someone because he was kind and sweet. In my book, nice guys always finished first.

However, over the course of our 10-year relationship, my husband has proven time and time again that he's willing to meet me more than halfway. Despite being in medical school and under a lot of pressure to do well, he jumps right in when he gets home, helps with the chores, and is a great dad. He participates in our budget. He actively follows investment news.

Talking about our future investments, ideas for passive income, and fun business ideas are some of our favorite things to talk about. He doesn't waste money on large, flat-screen TVs. In fact, he's joined my crazy scheme to have no TV at all and has been streaming football games for more than four years. He's generous, always tips 20%, and will be totally fine driving a 12-year-old car, even as a physician when all his friends are buying new ones.

If I'd selected a different spouse, my life would look very different. If my spouse had a spending problem, I wouldn't be able to save so much money on an average income. If my spouse believed he "deserved" name brands, I might not have enough extra money to buy our children the safest carseats on the market. If my spouse thought that I, as the woman, should be in charge of all the household duties, I wouldn't have the time to develop my business, make investments in my future, and write clever posts like this one.

My spouse, whether I realized it or not at the time, has been the best money decision of my life. Together, we're far more successful than apart. Together, we've grow from two broke college students to two successful professionals, and we're just getting started.

SEE ALSO: Over 7 Million Americans Are Hiding Bank Or Credit Accounts From Their Spouse

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Relationship expert: 'Fifty Shades of Grey' is the greatest thing ever for women ... and men

How to start talking to your significant other about money

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couple kissing comforting

Before you get married, talk about money.

Forget the flowers. Think finances.

According to Jeffrey Dew, assistant professor at Utah State University, you are 30% more likely to end up with a divorce if you and your spouse argue about money once a week or more.

Hands down, money is the most important point of discussion if you want your marriage to work.

The question is, how do you start "the talk?"

1. Dream and discuss

The first step is to make sure you and your honey are on the same page. The only way to know is to talk about your financial goals, concerns and objectives. This is crucial because your ultimate goals are what usually direct your spending and investment decisions.

You may not be aware of it, but your financial dreams are ultimately the operating system your financial behavior runs on.

Encourage each other to openly discuss financial dreams and worries without judging each other.

2. Prioritize

It's unlikely that both you and your partner are on the same page completely. That's why a frank and open conversation about priorities is next on your "to do" list. It's fine to have different goals and objectives. It's obvious that you each have your own money mindset.

But it's crucial that you compromise with each other and prioritize. If you are unable to do this it will be very difficult to get along financially over the long run. If that's the case, you are better off knowing now rather than figuring it out a few years down the road.

I suggest you create a matrix to rank each priority on a sliding scale of 1 to 5. Rank items "1" if they are not that important and "5" if they are very important to you. And don't rank a priority just on overall importance either. Assign a number based on how achievable it is, how easy it will be to attain, how available the resources are, if you understand what you need to do, etc.  A great resource for learning how to develop and achieve your priorities is a book by Navy Seal Richard Machowitz, "Unleash the Warrior Within."

Remember that this doesn't have to be "all or nothing." Most couples work on a number of financial goals at the same time. For example, let's say you want to build up an emergency fund and your muffin wants to save up for a trip to Madrid. Based on how much you need to save to achieve these goals, you might come up with a plan that calls for you to contribute $200 a month to the emergency fund and $200 a month to the Madrid fund. There is nothing wrong with that.

young couple

3. Action plan

Once you've come to terms with your spouse on what your joint priorities are, talk about how you're going to achieve your goals. What actions do you each need to take? When? How much will you contribute in order to make this dream come true? How much will your partner add?

Alternatively, you might decide to keep a certain amount of money separate and allow each of you to make your own priorities and build funds to achieve those separate priorities. There is nothing wrong with this course of action — as long as you both agree to it.

4. Going off the grid

Everyone needs freedom. There is nothing more stifling than to lose your financial power. The solution is to set up a discretionary account for each of you and each have compete control over how that money is going to be spent. The other party can't even look at it. This could go a long way toward keeping peace in the family. It may not be the best use of financial resources, but it's a heck of a lot cheaper than divorce.

Along with this, decide how much is the maximum that any one person can spend without discussing it first.

5. Budgeting

Without tracking your spending, it's going to be very difficult do any of the steps above. Tracking your spending puts all the steps I outlined above in perspective. For example, if you spend $75,000 a year total, it might be OK to have $2,000 a year in a discretionary account. If you spend $25,000, it might not be.

Budget tracking is the number one thing you can do to safeguard your relationship — hands down. It's the only way to know if you can afford something or not and whether the expense fits in with your overall financial plan.

BONUS POINT — Run a credit check.

If you want to keep everyone honest, agree to run each other's credit report and score once a year and discuss it. This is crucial if your spouse has a history of hiding their spending or abusing credit. If there is a problem with the score, you can discuss why.

SEE ALSO: 25 thoughtful Valentine's Day gifts under $50

Join the conversation about this story »

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The 3 secrets to planning the perfect Valentine’s Day date

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Jennifer Garner, Valentine's day pinata

There is a lot of pressure to impress your romantic partner with a fabulous Valentine's Day date (I should know – Valentine's Day is also my wife's birthday!).

If you decide to go to a fancy restaurant, how do you know which cuisine to choose?

Should you go with spicy Thai or cold sushi?

If you're going to buy your partner a gift, do you choose something practical and imminently useful but unromantic (the Science of Relationships book?) or should you instead go with something useless but romantic (a stuffed teddy bear holding a satin pillow shaped like a heart with "Valentine's Without You Would be Un-Bear-able" written on it?).

Or, if you're going to get your sweetie something, well, sweet, should you choose the heart-shaped box of chocolates that is the candy equivalent of Russian Roulette or should you buy some specialty hot cocoa?

Thankfully, embodied cognition is here to help! As I have described in previous articles (here, here, and here), embodied cognition refers to the finding that the mere experience of certain physical states can activate a related psychological state due to the strong association between physical and psychological states.

For example, because we smile when we are happy, simply forcing yourself to smile sends a message back to your brain that the “smiling muscles” in your face are contracting. Your brain then interprets this as you experiencing happiness. Importantly, these associations between physical and psychological states are primarily unconscious (i.e., we’re not aware of them).

As a result, you can put this science to good use and win over your partner without him or her even knowing what’s going on! Here are a few tips that you can use when crafting your perfect Valentine’s Day:

1. Want your partner to think your gift is important? Make sure it's heavy!

wrapped presents gifts christmasThat’s right, H. E. A. V. Y. And I don’t mean emotionally draining or depressing – I mean physically heavy. Why heavy?

Well, it turns out that important objects are perceived to be heavy, and vice versa.

In one set of studies, when participants were led to believe a textbook was important (i.e., they were told "it’s a rather important book” that is frequently used by students), they perceived it as weighing more than if they were not told anything about the book’s importance.

This may sound crazy, but think about it this way: When you got your new iPhone (which obviously is important), weren't you surprised at how little it weighed?

Your surprise may have been because you expected it to weigh more because it was so important (and expensive) to you.

In another set of studies, when research participants were randomly assigned to hold either a heavy clipboard or a light clipboard, the "heavy-clipboard" participants later placed greater value on foreign currencies.

That is, participants in the "heavy-clipboard" condition believed it would take more Euros to "buy" the corresponding amount of yen than if they were in the "light-clipboard" condition.

So if you’re torn between getting your partner a gift that weighs two pounds and one that weighs 10 pounds, go with the 10 pound gift.

Your partner will view the gift as important, and will likely think you put a lot of thought and effort into it. Now, to be clear, I’m not saying you should simply get your partner a bag of bricks. Unless it just so happens that your partner has a particular affinity for bricks. That sure would be convenient.

(True story: One Valentine’s Day, I got my girlfriend a set of hand weights that she had been really wanting to use when she exercised. Altogether, the dumbbells weighed about 15 pounds. She loved the gift, and a few years later she became my wife. Thank you, science!)

2. Hot Food & Drink = Hot Valentine’s Day

Irish Coffee, hot drinkFor that special Valentine’s Day, choose your dinner plans carefully.

Specifically, make sure the food and drinks are warm! Why? Individuals perceive others to be more interpersonally warm immediately after having experienced physical warmth.

In a now-classic study, researchers had participants hold either a hot cup of coffee or a cold cup of coffee and then rate how much they liked another person.

Participants who held the warm cup of coffee (which in turn would have warmed their hands up slightly) perceived the other target person as more interpersonally warm than those holding a cold cup of coffee (which would have made their hands colder).

Don’t have a heater? A new study found that spicy flavors – such as chewing cinnamon-flavored gum – was all it took to activate psychological concepts of warmth.

These findings are so simple – all you need to remember is "warm is good, cold is bad." So, if your partner eats warm and spicy foods, he or she will likely perceive you as being nicer and "warmer."

3. Slowly Turn Up the Heat

Cold weather is the enemy of the perfect Valentine’s Day celebration. If this bad stroke of misfortune befalls you, you should make sure to warm it up any way you can. Not only does physical coldness lead us to view others as more interpersonally cold, it also leads us to feel less connected to others.

A family of snow monkeys cuddling up together for security and warmth.  In fact, when people are shunned by others, they actually feel colder. Coincidentally, this may be why being rejected is called "getting the cold shoulder." Additionally, when people are lonely, they tend to seek out physical warmth. In fact, lonely people tend to take more warm baths and showers than their non-lonely counterparts.

You certainly don’t want your partner to feel lonely on what should be one of the more romantic days of the year, so you should make every effort to ensure that they don’t experience any coldness toward the tail end of your date.

However, if you were feeling manipulative and wanted to harness the power of science, you could escape the cold of winter and take your partner on an amazing warm and tropical vacation.

Alternately, you could structure your Valentine's Day date so that things start off cold and then gradually warm up.

If you’re driving, pick your date up in an ice-cold car, but then gradually increase the heat on the drive to dinner. Or maybe you first take your date ice skating before going to a warm and cozy coffee shop.

Your partner may begin the evening feeling lonely, but if you turn up the temperature during the night he or she will feel connected by night’s end.

Conveniently, because your partner is unlikely to pick up on the unconscious processes at play, the only plausible explanation for your partner’s getting over his or her loneliness is that you are awesome.

So let’s recap. Heavy gifts, spicy food, hot coffee, and an increasingly warm environment are your pathway to the perfect Valentine’s Day date. Although this advice may seem calculated and cold (pun intended), it is also likely to be effective.

And if you’re foolish enough to have your first date on Valentine’s Day, pay close attention to whether your date is complaining of how cold it is in the room. This may be a sign that you aren’t connecting as well as you had hoped!

SEE ALSO: How to use Valentine's Day to improve your relationship

Join the conversation about this story »

NOW WATCH: How To Make A Bouquet Of Bacon Roses For Valentine's Day

How one woman helped her boyfriend raise his credit score 140 points

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Tiffany Aliche

How important is one's credit score in a relationship?

It's probably not what first attracted you, but it can be pretty important — those three-digit numbers can tell you if someone typically manages finances well.

And yet asking about it can feel awkward.

Awkward or not, the conversation shouldn't wait much past the time a couple decides to make the relationship exclusive, says Tiffany "The Budgetnista" Aliche says — and there's actually a way to make a money conversation romantic, or at least not positively unromantic.

"You can say something like, 'You know, I'd love for us to be able to go on vacation together — how can we start saving?'" Then you can begin to learn about each other's financial lives. A goal to look forward to can make the sharing of financial information a little less uncomfortable.

Tiffany also cautions against looking for a certain number when you see your partner's score. "The score is not scary," she said. "It's the behavior that led to it. I don't mind mistakes — sometimes it's due to a lack of knowledge. And I've made mistakes."

She didn't have to ask her boyfriend about his credit, but she was quick to react when he mentioned that he always had to get co-signers for cars. (Worse, the vehicle he was driving when they met had a loan co-signed by an ex-girlfriend. Tiffany was less than thrilled that he was still tied to his ex.)

When she asked why he had needed a co-signer in the first place, he explained that his credit was "not so great." Puzzled, she asked if they could look at his scores together. (You can do this too; you can see two of your credit scores for free every month on Credit.com.) He was right; his credit was bad — a score of 610, usually considered fair or poor. And yet he was, as far as Tiffany could tell, responsible with his money. She wanted to see what was going on, and why his score was so low.

What went wrong

It wasn't as if he hadn't tried to improve his score. He'd gotten a secured credit card because he'd been told that would help him build better credit — and he wanted to do that.

And with the best of intentions, he had made a giant mistake. With a credit limit of $500, he charged about $495, and then, methodically and incrementally, started paying it off. He had been told that showing you could handle credit would raise his score, and that those on-time payments (and even that big balance) would show he was responsible with money. He was unaware that a high ratio of the amount of credit he used relative to credit limit was actually hurting his score. (Debt usage accounts for roughly 30% of a credit score.) And using virtually all of his available credit was affecting his credit exactly the opposite of how he intended. "It was a mistake," Tiffany says. "But he didn't know."

The fix was relatively easy; he paid off the bill and then put a monthly $8 Netflix payment on the card and automated payment. A few months later, he noticed a mysterious $500 deposit in his checking account. It turned out the deposit for his secured card had been returned to him and the issuer had approved him for a new, unsecured card. He had achieved his original goal in getting the card: His credit score had improved to 750.

Oh, and that car his ex-girlfriend co-signed for? It's gone now; he saved up and bought a used car instead.

More from Credit.com

SEE ALSO: My wife and I never discussed money before getting married — and ended up with $52,000 of debt

Join the conversation about this story »

NOW WATCH: This Flying Car Is Real And It Can Fly 430 Miles On A Full Tank

The 26 hottest power couples on Wall Street

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Man Repeller

In honor of Valentine's Day, we've decided to feature some of the hottest power couples on Wall Street. 

The range here is wide. We have fund managers who date well-known actresses. We have bankers who are married to attorneys and television anchors. We even have someone who is married to a princess.

We wish them all a Happy Valentine's Day.  

Princess Madeleine and hedge funder Chris O'Neill

Status: Married

Him: O'Neill is a partner and head of research at Noster Capital, a value investing hedge fund. He doesn't have a royal title. 

Her: She's a Swedish princess. 

Fun Fact: The couple has a daughter, Leonore, and they are expecting their second child this summer.



Socialite Pippa Middleton and stockbroker Nico Jackson

Status: Dating 

Her: She's the younger sister of Kate Middleton, the Duchess of Cambridge. The socialite is a contributing editor for Vanity Fair and writes pieces for The Spectator and Waitrose Kitchen.

Him: He's a stockbroker for Deutsche Bank who recently moved to Switzerland for work.

Fun Fact: The couple is currently trying long distance with Pippa in England and Nico in Switzerland.  



Chelsea Clinton and hedge funder Marc Mezvinsky

Status: Married

Her: Chelsea is the daughter of President Bill Clinton and former Secretary of State Hilary Clinton. She has previously worked for Mckinsey & Co., Avenue Capital, and was a correspondent for NBC

Him: He's a partner at Eaglevale Partners LP. He has previously worked at Goldman Sachs and New York-based hedge fund G3 Capital. 

Fun Fact: The couple welcomed a baby girl, Charlotte, in September 2014.



See the rest of the story at Business Insider

A 'professional cuddler' reveals what it's like to snuggle with strangers for money

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scottkim_0

Kimberly Kilbride,  a self-described "social butterfly," knew she could cuddle strangers for money.

The 33-year-old waitress who lives in Highland, New York stumbled onto the strange world of professional cuddling last year when she Googled ways to supplement her waitressing income.

She found The Snuggle Buddies, a New Jersey-based company that provides cuddling services in a number of states, including New York, Massachusetts and Pennsylvania. 

“I have the personality for this from customer service and waitressing,” she said. And her bubbly and endearing personality shone through even on the phone. “I’m very maternal and caring, the person my friends go to when they need a shoulder to cry on.” 

If the words “professional” and “cuddling” together sound weird to you, you’re not alone. Is it a form of sex work, massage therapy, talk therapy – or all of the above? Is it regulated and safe for participants? And how do professional cuddlers, predominantly women who spoon with, hold hands with and cuddle with their clients – all while clothed -- keep their clients, predominantly men, from being inappropriate, pressuring them for sex, or even raping them? Cuddlers often do “outcalls,” after all, going to a client’s home -- who they may or may not have seen or even spoken to before -- for one hour cuddling sessions and even overnight sleepovers.

There are fewer than a dozen businesses in the U.S. that provide cuddle services for a price, says Samantha Hess, founder of the Portland, Oregon based cuddle service Cuddle Up To Me. She's also the co-organizer of the world's first cuddle convention, Cuddle Con, in Portland to be held on Valentine's Day. She told IBTimes that she would like to see more standardization of the services, and is starting a 40-hour certification program that delves into how to take cuddling to the next level. How to turn it, essentially, into a safe business.

As Hunter S. Thompson once said, “When the going gets weird, the weird go pro.”

'I'm Not A Therapist'

In person, New York City-based  Scott Cameron, who also works for The Snuggle Buddies, has movie star good looks, a friendly smile, and an earnest -- if wary --demeanor. Like Kilbride, he wanted to supplement his various service jobs bartending and catering, and less than six months ago, he found an ad for professional snuggler. The 28-year-old sometime model and actor said that as someone who worked in the entertainment industry, it was a "natural transition into professional cuddling."

"I'm not a therapist," he said, "I'm not qualified to diagnose their [clients'] problems. But can I be an open ear and provide the framework for someone to open up in a therapeutic setting? Yes I can." Cameron said that he's good at maintaining boundaries and staying centered, in part because of his meditation practice and because he takes care of himself. 

Although he's The Snuggle Buddies' only New York-based male cuddler, there is not a lot of demand for male snugglers. “They may get 5 – 15 hours of work a month,” Evan Carp, the business' founder said. A female snuggler, depending on her demand, can get anywhere between 5 to 40 hours a week. In describing the primarily female clients he has now -- he has cuddled with men -- Cameron says that they may suffer from chronic illnesses – “mental and physical" -- or they’re going through a major transition in their life. Or maybe, he added, “They don’t want to swipe on Tinder anymore.”

Like Kilbride, Cameron has a partner, a girlfriend, and although at first she was jealous, and wanted him to have only male clients, she understands his work better now. And she knows, he says, that it's "100 percent Platonic."

This is the ideal, anyway. Hess's desire for the professionalizing of the cuddling industry– complete with outside regulation that would enforce safety standards  – seems to be glaringly absent in the brave new world of professional cuddling.

Workers at the Snuggle Buddies screen potential clients on the phone and allow their contract workers -- around 100 employees -- to decide for themselves whether they want to meet clients in public first before taking it to a bed or couch. This laissez-faire policy leaves the decision-making up to the cuddler. 

“I feel them out,” said Kilbride, “whether it’s via text messages, email or phone. If I get a vibe, and I have, like texts from people who sounded like they were soliciting sex, I’ll tell my boss I don’t feel comfortable meeting with this person, and he’ll say: ‘That’s fine.’ We’re independent contractors.”

Her mother wasn’t surprised she started professional cuddling and thought it suited her, she said. And although her boyfriend sometimes gets jealous, he, too, supports her decision to be a professional cuddler.

Kilbride's boss, 27-year-old Evan Carp, started The Snuggle Buddies in 2013. He, too, found out about professional cuddling through Google, and as someone who suffers from depression and chronic pain, he told IBTimes, he was inspired to provide “therapeutic touch” to people who need it. His clients, he revealed, are usually men over 50 who are widowed, divorced, single or married but don’t get along with their wives.

Spooning For Cash

For Kilbride, professional snuggling can be both personally gratifying and emotionally stressful.

“Any time I’m with someone, I say, this is someone who needs compassion right now," said Kilbride. "The fact that they trust me with that, it makes me feel special. I’ve met some amazing people.” All of her clients are men, she said, and she divides them into three categories. “There’s the curious person who has an extra $80,” she said, the cost of a one-hour cuddling session, of which she keeps half. This person tends to want only to talk.

The second type, she says, “Maybe they were in a relationship and now they’re divorced. Maybe they’re in a marriage that doesn’t have affection.” She says that it’s morally a “grey area” when she’s with someone who is not technically cheating on their spouse, but who is also not telling them they’re hiring the services of a professional cuddler.

The third type of client, she says, is depressed, “socially awkward,” and their decision to hire a professional cuddler comes from “need.” Hess, too, said that her clients ranged from people who wanted to treat themselves to “self care,” all the way to people with autism, disabilities, and disfigurements. Some are sexual and physical abuse survivors, Hess said, referred to her by local counselors. These clients "need to reacclimate to touch” and need someone “who will not push the boundaries of physicality.”

“Dealing with those clients can be emotionally stressful,” Kilbride said. “There was a client I was seeing regularly who didn’t grow up with any physical affection. He broke down crying when we first snuggled together. ‘I’ve never experienced this before,’ he told me. He was in his forties.”

When asked if she was ever nervous about meeting a total stranger and doing something so physically intimate with them, she laughed and said, “If you don’t have a little bit of anxiety meeting a stranger and being in an intimate situation with then, then you’ve probably lost your mind.” She claims she's only had to threaten one client that she would end the session because he wouldn't stop trying to talk her into having sex with him. And in one unnerving cuddling scenario, she had an overnight session with an insomniac. "I'd wake up," she said, "to find him staring at me." Those overnight sessions can cost almost $500.

'I Don't Want To F--- You'

And what do professional snugglers do when their male clients get physically aroused from being in "spooning" and various hugging positions with their female cuddlers? "I ignore it," said Kilbride. "Drawing attention to it makes it worse. If they bring it up I'll say, 'Is it time to think of something disgusting?' or make a joke out of it. Or if they suggest we do something more, I'll remind them that prostitution is illegal in New York City, so that I'm not in the position to say, 'I don't want to f--- you.'" Cameron said that if any of his clients insinuate they want sex, he just shifts the conversation elsewhere. 

Although some cuddlers at The Snuggle Buddies carry mace with them, and must call their contact person at the company within 45 minutes of the end of a session, “or they’ll call the cops,” said Kilbride, she doesn’t because she’s worried having a weapon will affect her client’s experience with her, because they'll sense her fear. “I try to go into a situation thinking everybody’s good until they prove me wrong,” she said. “Unless someone is an out and out rapist,” she said, “If you say stop, men will stop.”

For Samantha Hess, who mentored The Snuggle Buddies’ Evan Carp, this is unacceptable. Hess claims that although she made recommendations to Carp on safety and training when she mentored him – at present, the only training provided is the illustrated book The Cuddle Sutra -- he has disregarded them. “What he’s providing is unsafe to the cuddler, and not beneficial to the client,” she said, expressing particular shock over hearing that Carp sent workers to hotels on overnight sessions lasting up to 8 hours with clients.

“Someone is going to get hurt,” Hess said. 

When asked to respond, Carp was dismissive. “I haven’t had safety problems,” he said. “It’s been a while since I talked to her. Things are worked out. There are safety procedures and screeners.” For her part, Kilbride says she has two safety measures in place. "We all have a safety contact person. I have two -- my boss and my boyfriend." Both must hear from her within half an hour of an ended session.

In an AMA ("Ask Me Anything") forum on Reddit in 2014, a former Snuggle Buddies cuddler discussed what really happens in the unregulated space of a cuddle session, including confessions she smoked pot with her clients; would reprimand them -- but not end the session -- when they tried to put their hands down her pants; and that she even engaged in light "fetish" behavior, including "age play" and letting them touch her stockings. She eventually left for more "mainstream" work, she said in the Reddit AMA, because she was tired of the risk involved in going to strangers' homes and having to tell clients she wouldn't have sex with them.

Ultimately, the reasons a person may seek out a professional cuddler is as varied as the type of people who provide the cuddling. But for The Snuggle Buddies' Evan Carp, the reason is simple. “You can go to a psychologist,” he said. “But you can’t snuggle with a psychologist.”

Join the conversation about this story »

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The top 10 things people fantasize about

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50 shades of grey

This Saturday is not just Valentine's Day — it's also opening night for "Fifty Shades of Grey."

The film is based on the titillating book published in 2011 that attracted over 100 million readers, many of them women.

The raunchy romance novel involves dominance/submission partnerships, sadism and masochism, and other sexual practices that, while not necessarily uncommon, had not before been the focus of a bestselling book.

Author Erika Mitchell (who wrote the book under the name E.L. James) may have just recently shown the world exactly how popular fantasizing about S&M is, but scientists have known for decades what men and women like to fantasize about.

Since the '70s, social scientists have been studying sexual fantasies. And while it's impossible to accurately study the varied fantasies of millions of people across numerous cultures, several studies suggest that when it comes to sexual thoughts and desires, the divide between men and women is strong.

Researchers at the University of Quebec investigated which specific sexual fantasies were most prevalent among a sample of 1,516 men and women living in the province of Quebec, most of whom were between the ages of 20 and 40. They published their results late last year in the Journal of Sexual Medicine.

The subjects reported whether they had or had not fantasized about a number of scenarios the researchers provided in an online questionnaire. According to the study, the ten things women fantasized about the most included being dominated sexually and sex in a romantic location. The chart below shows all ten:

wide: most common female sexual fantasies chartIn contrast, men fantasized more about different partners and more than one partner at a time:

male sex fantasiesThe fantasies that ranked in the top 10 for both sexes were:

  • "having sex in an unusual place" (an office, for example)
  • "having sex in a romantic location"
  • "masturbating my partner"

One important distinction that the Quebec team discovered from their survey was that most women said they didn't want to experience their fantasies in real life, whereas the men said they did. So while between 30% and 60% of women reported fantasizing about some form of submission (being tied up, spanked, or forced to have sex), most said they preferred to read and think about it rather than live it.

The Quebec team's results echo the findings of an earlier study published in the Journal of Sex Research in 1990. Regarding the different types of sexual fantasies between men and women, the authors wrote:

  • "Male sexual fantasies tend to be more ubiquitous, frequent, visual, specifically sexual, promiscuous, and active. "
  • "Female sexual fantasies tend to be more contextual, emotive, intimate, and passive."

The researchers surveyed just 182 females and 125 males — most between 17 and 29 years old — all of whom were attending a California state university or junior college at the time.

From the subjects' responses to a paper-and-pencil questionnaire, the researchers found, among other things, that women were more likely to see themselves as the objects of sexual desire in their fantasies. Men, on the other hand, often saw their partners, not themselves, as sexual objects and were more likely to fantasize about different people. In fact, one third of the males reported having fantasized about more than 1,000 partners over the course of their life.

50 shades of grey fifty shades of grey

Both studies surveyed a small, select group who were mostly heterosexual. The results probably don't accurately capture the fantasies of different, more diverse groups.

To learn more about the types of sexual fantasies men and women told the researchers about, check out the list of questions that the Quebec team asked their participants. How do your fantasies compare?

sex chart

CHECK OUT: What Men Fantasize About

LEARN MORE: Scientists Have Discovered How Common Different Sexual Fantasies Are

Join the conversation about this story »

NOW WATCH: Research Reveals Why Men Cheat, And It's Not What You Think

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